Banks–another user friendly device on Mobiles:

Thanks to tough competition amongst the bankers as this is what forces them to mechanise one system after the other preceded by an otherwise large scale computerisation in almost all banks. The latest device so made available to the customers by them is in relation to quick access to their accounts through any mobile which step is certainly a matter of appreciation. What the account holders are required to do is to just dial *99# to get access to their respective account, know their balance, transfer funds or make a requisition for a new cheque book. The mechanism so applied through mobile phones is just simple and user friendly. Since the device is an universal one under USSD (Unstructured Supplementary Service Data) platform, it is capable of directly connecting to the concerned bank’s server when *99# is dialled on a mobile phone. The system so evolved is likely to get implemented shortly in all banks throughout the country.

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Why I signed up for Pay Per Post?

Technorati Tags: ppp, market, dealings

I did feel tempted to go for Payperpost at the first sight on the Internet. Besides ofcourse the money consideration, I found it user friendly in the sense that it contains elaborate features on functionality and that I got replies to my queries promptly with a touch of attention and care, a feature quite denotive of a quality level dealing. Dealings with an amount of cordiality are after all most powerful tools, be it business or any other mission. Customer care is customer love with PayPerPost and that again speaks volumes of a sort of an affinity between them and the posties. I do feel like sharing my impressions on PPP with my friends/ my readers, hence this small writeup.Giving vent to my anxiety based on my first hand impression, I fondly signed up with PPP looking forward to a congenial and result oriented relationship with them. I do want money as I need it and I chose PPP for this reason too realising that it can well be persued with them gracefully. I have a conviction that ten dollars earned with labour are much more satisfying than hundreds of them earned otherwise. Howsoever pressing and compelling be my needs, I have no fancy for money earned through gambling, lotteries or speculative tradings. If fortunately I am able to come across avenues for more money beyond what is required for my basic needs, my priority option would be to help the orphaned and handicapped children. Trying to comprehend as to where PAY PER POST lays more emphasis in business orientation and marketing facilitation, it satisfyingly inspired me most to realise that they have a missionary approach towards Computers and Internet. Given below is a small account of the way I take this powerful tool of business and interaction:

Computer and Internet:
When first fully functioning electronic computer was developed at the University of Pennsylvania during World War II, none migt have thought that some day it was to blossom to the pinnacles of success and that it was something to become a sort of wonder for the world. Initially it was developed as a device that could both determine missile trajectories and predict the weather.Soon it captured the fancy of business community followed by an overwhelming demand from corporate bodies and individuals.Computers appeared in much developed a shape during mid fiftees of the last century to blossom further in the mid sixtees when they started being dependably used by the Banking Industry throughout the world.In India,it was State Bank of India to play a pivotal role in developing its popularity and demand. Basically it was transistor that acted as a source of inspiration from acceptability point of view on a thinking that if radio/transistor could be so popular with the masses why computers can't be and several new features started being added to this technology every day. Development and progress on this technological field no doubt suffered a setback as a matter of stiff resistance offered against it by several quarters mainly including leftists on the slogan that it was potentially a great danger for the workforce as it was most powerful a machine to replace and do away with the manual labour causing a large scale unemployment but with the overpowering utility angle of computers, it didn't take much time to overcome the problem as those opposing it tooth and nail reconciled in its favour propagating its qualities publicly.Talking to a Chief Minister of a State in India, I found him highly aggressive virtually abusing those who worked for computers and my arguments supporting them were just turned down. Later I was told that he since became a great admirer of the machine ordering full use of computers in all offices of the Government in his State. Now it is an era of computers in full measure and that no one who believes in work and efficiency can afford going without them. Computer, thy name is efficiency, thy name is progress, development and prosperity.
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Computerisation in Banking Industry:

Computerisation in Banking Industry, more so in State Bank, is a big story in itself.Computers made an entry in Banking Industry through State Bank in mid sixties before which they were merely a topic of academic talks without any thing substantial in practice. By mid seventies it started gaining momentum and by eighties they were in operation in full swing. During Rajiv Gandhi’s tenure as Prime Minister of India, computer was a priority subject. He himself was well conversant on computers having a keen interest and a great aptitude for their operation. There were two reasons for this –one that he appeared on political scene as a champion representing the youth of the country and to attract them more votes wise he was hankering to go for some thing dynamic on technological front keeping in mind in the meantime that it was a most powerful tool to herald a new era of progress and development distinguishing him enormously as against an old and outmoded leadership then obtaining at the national level in the country –the other reason had its roots in nationalization of Banks in 1969 by his great mother Indira Gandhi, the then Prime Minister. Catching up on the popular slogan that Banks in majority were in the hands of Rajas and Maharajas or big bullies in business who failed to serve the common people in the country, Indira Gandhi took a drastic measure nationalizing 14 major banks which act on her part was capable enough to bring her laurels and more of popularity in public. Rajiv Gandhi too was for a popular footage on the similar pattern picking up the Banks again as an easily available choice for the purpose identifying them as the base for it through computerisation. Management in different banks in general and that of State Bank in particular has the tradition of jumping to joining as the first one in the que to appease the Government on all counts and there could hardly ever be a ‘some body’ to raise any voice of protest howsoever illogical, untimely and problematic was the direction so issued. Masters directions from Delhi were over hurriedly adhered to by the bankers placing computerization as their priority number one task on their agenda. It was ofcourse a different matter that the priority task failed to elicit a required response at the implementation level for the reason that bankers refused to take a notice of the fact that projects like this warranted a large scale mobilization and awareness generation amongst staff and public in general to make the scheme acceptable to them.